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If an auto lease is what you're considering, down and monthly payments can both be lower than those of an auto loan, and since you turn a leased car in to the dealership when the lease expires, you can potentially frequently switch to a car that suits a new need or interest. So if your immediate budget is a factor, you're not looking to own, you can handle repair costs and staying within dealer-required mileage, and you're square with beginning an eventual new lease at new cost, car leasing might be ideal for you.

Should you go the way of car loan financing, or buying, you'll own and keep your vehicle upon completing all your monthly payments at total cost. Auto loans can be given on fairly flexible terms, so one can still be well within your budget, and though monthly payments may be higher than lease, payoff-time terms can sometimes be as flexible, meaning extendable, and that means potentially lower payments over time. Plus, lease mileage restrictions don't apply, you can make any personalized vehicle modifications you like, and so on. And once your loan's paid off, it's all yours. So, should you be able to afford a higher initial 10-to-15-percent down payment, and you're satisfied with the projected monthly payment, auto loan financing or direct purchase may be right for you.

Your welcome to visit our 5580 North Blackstone Ave. showroom here in Fresno, CA to speak to our finance department regarding your loan or lease options. You can also feel free to get in touch with us on using our convenient Web form, or give us a call with any questions. We look forward to meeting you!